Our Compliance

Bizinsure Limited  – Financial Services Provider FSP 723291

Gerard Gill Financial Adviser FSP 86381)

Bizinsure and anyone who gives financial advice on our behalf, have duties under the Financial Markets Conduct Act 2013 relating to the way that we give advice. We are required to: 

• give priority to your interests by taking all reasonable steps to make sure our advice isn’t materially influenced by our own interests 
• exercise care, diligence, and skill in providing you with advice 
• meet standards of competence, knowledge and skill set by the Code of Professional Conduct for Financial Advice Services (these are designed to make sure that we have the expertise needed to provide you with advice) 
• meet standards of ethical behaviour, conduct and client care set by the Code of Professional Conduct for Financial Advice Services (these are designed to make sure we treat you as we should and give you suitable advice). This is only a summary of the duties that we have. More information is available by contacting us, or by visiting the Financial Markets Authority website at https://www.fma.govt.nz

To ensure that we prioritise the client’s interests above our own, we follow an advice process that ensures our recommendations are based on the client’s objectives, needs and circumstances. We further manage possible conflicts of interest by: 

• Avoiding any production requirements for one product provider 
• Having access to a range of product providers 
• Using third party product research as part of our analysis